純粹風(fēng)險(xiǎn)和投機(jī)風(fēng)險(xiǎn)

來(lái)源: 編輯： 2009/11/10 11:09:43　　字體：大小

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　　Pure and speculative risks

　　Pure risks involve a loss or，at best，a break-even situation. The outcome can only be unfavourable to us，or leave us in the same position as we enjoyed before the event occurred. The risk of a motor accident，fire at a factory，theft of goods from a store，or injury at work are all pure risks with no element of gain.

　　The alternative to this is speculative risk，where there is the chance of gain. Investing money in share is a good example. The investment may result in a loss or possibly a break-even position， but the reason it was made was the prospect of gain.

　　純粹風(fēng)險(xiǎn)和投機(jī)風(fēng)險(xiǎn)

　　純粹風(fēng)險(xiǎn)包括損失或者充其量是收支相抵的情況。其后果只能對(duì)我們不利，或者讓我們處于跟事件發(fā)生前一樣的情況下。車(chē)禍、工廠(chǎng)的火災(zāi)、商場(chǎng)貨物的偷竊、或者是工傷，這些風(fēng)險(xiǎn)都是不能獲利的純粹風(fēng)險(xiǎn)。

　　與之相對(duì)的是投機(jī)風(fēng)險(xiǎn)，這種風(fēng)險(xiǎn)是有可能獲利的。股票投資就是一個(gè)很好的例子。這種投資可能有損失或者可能收支相抵，但是投資的目的是為了獲利。

責(zé)任編輯：vivien

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