问题已解决
年金終值是什么,那個(gè)公式怎么解釋看不懂
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您好,年金終值是指最后一次支付時(shí)的本利和,它是每次支付的復(fù)利終值之和。按復(fù)利換算到最后一期期末的終值,然后加總,就是該年金終值。
其公式為S=A[(1+i)^n-1]/i
公式推導(dǎo)過(guò)程如下:
設(shè)終值為S,年金為A,利率為i,期數(shù)為n:S=A+A(1+i)+……+A(1+i)^n-1
此等式兩邊同乘以1+i得:(1+i)S=A(1+i)+A(1+i)^2……+A(1+i)^n
后式減前式可得:iS=A(1+i)^n-A
則有:S=A[(1+i)^n-1]/i
您再好好理解一下 ,祝您學(xué)習(xí)快樂(lè)!
2019 11/06 11:21
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2019 11/06 11:26
本利是什么
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2019 11/06 11:32
利息加本金叫本利和
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2019 11/06 11:59
復(fù)利是什么
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2019 11/06 12:00
復(fù)利是指將所生利息加入本金再計(jì)算利息,俗稱就是利滾利
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2019 11/06 12:03
iS=A(1+i)^n-A
則有:S=A[(1+i)^n-1]/i
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2019 11/06 12:03
這里還是有點(diǎn)不懂
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2019 11/06 13:32
iS=A(1+i)^n-A
把利息i除過(guò)去 則有:S=A[(1+i)^n-1]/i
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2019 11/07 08:51
怎么區(qū)分年金終值和年金現(xiàn)值
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2019 11/07 09:01
現(xiàn)值就是開(kāi)始的資金,終值就是最終的資金。通俗點(diǎn)說(shuō)就是,現(xiàn)值就是現(xiàn)在的價(jià)值,終值就是經(jīng)過(guò)計(jì)算復(fù)利之后的價(jià)值
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2019 11/07 09:11
王先生存款連續(xù)10年每年年初存10000元到銀行,年利率為2%,連本帶利于10年年末一次可取出
()。[已知:(F/A,2%,10)=10.950,(P/A,2%,10)=11.200]
A.111690 B.100000 C.109500 D.102000
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2019 11/07 09:11
這一題
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2019 11/07 09:14
這是預(yù)付年金終值
王先生第10年年末取出的金額為:F=A×(F/A,i,n)×(1+i)=10000×10.950×(1+2%)=111690(元)
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2019 11/07 10:31
什么意思呀
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