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銀行借款10萬元,固定年利率8%。每半年進(jìn)行一次借款五年,如果用等額償還貸款本息如何計(jì)算?每期應(yīng)支付的金額。
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你好
你的題目是半年還款一次總共五年嗎
2020 06/13 12:44
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2020 06/13 13:07
每半年還款一次 借款期限5年
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Lyle 
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2020 06/13 13:12
你好
計(jì)算過程如圖
100000/(P/A,4%,10)=12,329.09
FAILED
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2020 06/13 13:14
每期還款金額 除以10?
每期還款金額中 本金多少 利息多少
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2020 06/13 13:19
因?yàn)槟憧偣参迥闬n所以是10期,然后半年利率4%
如果你要具體每期還款的本金和利息
如圖 還款金額 還款本金 還款利息 待還本金
FAILED
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2020 06/13 13:40
每期的還款利息是如何計(jì)算的呢?
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2020 06/13 13:40
從第二期開始
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Lyle 
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2020 06/13 13:43
就是上期的待還金額乘利率
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2020 06/13 14:24
如果不使用年金公式,直接用利率怎么計(jì)算呢?
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Lyle 
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2020 06/13 14:27
我沒懂你的意思,年金公式也是利率算的啊,不過提出了一個系數(shù)而已
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2020 06/13 15:53
題目中沒有給出年金的系數(shù)怎么計(jì)算呢
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Lyle 
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2020 06/13 16:00
考試時會給表的,這個不用擔(dān)心
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